ZIP 13748 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 13748 (Broome County, New York) returns a moderate composite of 31/100. Climate and flood risk are elevated too — climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100). Latent structural risk is 69/100 while live distress already moving reads 6/100. Its heaviest discrete signals: structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100). mortgage stress (21/100) stay muted.

Prices here sit in a peak phase: values rose 1.8% over the trailing year, 1.8% off the recent peak, and 26% higher over three years, at 46/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $68,486, below the U.S. median near $78,000. Rent burden reaches 7% of tenant households. The poverty rate is 8.0%. The typical home is worth about $122,900 (2.0× income, relatively affordable). 3,722 residents call 13748 home, typically aged 48. There are about 1,835 housing units across 13748. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. Educational attainment sits at 12% bachelor's-or-above. The vacancy rate is 8.4%.

Net-net, 13748 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 13748 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 13748 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 13748 stays directly comparable to neighboring ZIPs and the rest of Broome County, New York. The score is rebuilt from public data as it updates, so 13748 reflects the current record instead of a stale or modeled snapshot.

Each component behind 13748 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. Treat 13748 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.