ZIP 13748 Property Distress & Foreclosure Data

DLRadar grades ZIP 13748 (Broome County, New York) at a moderate 34/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (67/100). On the structural side it scores 75/100, with 6/100 of stress already active. Property-level stress concentrates in construction/permit lag (82/100), structural risk (75/100), institutional ownership (54/100). By contrast, mortgage stress (21/100) register low.

The market reads expansion — home values rose 9.8% year on year, and 26% higher over three years (phase confidence 76/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

At $68,486, median income runs below typical U.S. levels. Around 7% of renters are cost-burdened. The poverty rate is 8.0%. The typical home is worth about $122,900 (2.0× income, relatively affordable). About 3,722 people live here, median age 48. The ZIP holds roughly 1,835 housing units. 77% of housing is owner-occupied. The demographic-stress sub-score lands at 21/100. Around 12% of adults hold a bachelor's degree or higher. The vacancy rate is 8.4%.

Net-net, 13748 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.