ZIP 13902 Foreclosure, Tax-Lien & Distress Report

ZIP code 13902 in Broome County, New York carries a composite property-distress score of 31/100 — a moderate reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100). It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100). The latent-versus-live split is 69/100 structural and 0/100 already moving.

The peak-phase market in 13902 posted values that rose 1.8% over the year, 1.8% off the recent peak, at 46/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Population is roughly 6,921 with a median age of 20. Around 0% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 100/100.

Net-net, 13902 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 13902 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 13902 runs hot or quiet, its 31/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 13902 can be compared directly against any other ZIP in Broome County, New York or nationwide. 13902 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 13902's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 13902 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.