ZIP 13905 Property Distress & Foreclosure Data

DLRadar grades ZIP 13905 (Broome County, New York) at a moderate 34/100 for overall property distress. Structural exposure scores 75 and live distress 6 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (67/100)). Property-level stress concentrates in construction/permit lag (82/100), structural risk (75/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100).

The expansion-phase market in 13905 posted values that rose 9.8% over the year, and 32% higher over three years, at 76/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $151,500, an affordability ratio of 2.6× — accessible. Vacancy runs 16.0%, above the national norm and a classic distress-and-opportunity signal. There are about 14,103 housing units across 13905. Median household income is $53,757, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 34/100. Educational attainment sits at 37% bachelor's-or-above. Owners hold 49% of homes, renters 51%. Rent burden reaches 44% of tenant households. Population is roughly 28,370 with a median age of 32. 31.0% of residents fall below the poverty threshold.

On the whole, 13905 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.