ZIP 13777 Foreclosure, Tax-Lien & Distress Report

On DLRadar's 0-100 public-record scale, ZIP 13777 in Broome County, New York comes in at 31, a moderate composite-distress reading. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100)). Structural exposure scores 69 and live distress 6 on the 0–100 scale. The sharpest non-environmental signals are structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100). On the quiet end sit mortgage stress (21/100).

Prices here sit in a peak phase: values rose 1.8% over the trailing year, 1.8% off the recent peak, at 46/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 257 housing units. About 445 people live here, median age 40. The tenure split is 90% owner-occupied to 10% rented. Around 0% of renters are cost-burdened. At $71,500, median income runs near typical U.S. levels. Around 27% of adults hold a bachelor's degree or higher. 3.6% of residents fall below the poverty threshold. On demographic stress specifically, 13777 scores 22/100. Vacancy runs 27.8%, above the national norm and a classic distress-and-opportunity signal. Home values center near $195,700, an affordability ratio of 3.0× — accessible.

Taken together, 13777 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 13777 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 13777 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 31/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 13777, the field stays empty rather than modeled, and fills in as new documents post.

The 31/100 for 13777 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 13777 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.