ZIP 13797 Property Distress & Foreclosure Data

In Broome County, New York, ZIP 13797 scores 34 of 100 for composite distress, a moderate level on DLRadar's public-record index. Its standout signals are construction/permit lag (82/100), structural risk (75/100), institutional ownership (54/100). On the quiet end sit mortgage stress (21/100). The latent-versus-live split is 75/100 structural and 6/100 already moving. Environmental exposure also runs high (climate & FEMA risk (87/100), FEMA disaster exposure (73/100), flood (NFIP) exposure (67/100)).

The expansion-phase market in 13797 posted values that rose 9.8% over the year (phase confidence 76/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The vacancy rate is 5.6%. DLRadar's demographic-stress index for the area reads 31/100. Median household income is $71,250, near the U.S. median near $78,000. Around 66% of renters are cost-burdened. 19.9% of residents fall below the poverty threshold. Educational attainment sits at 16% bachelor's-or-above. Home values center near $116,200, an affordability ratio of 1.6× — accessible. The ZIP holds roughly 851 housing units. Population is roughly 2,105 with a median age of 40. Owners hold 77% of homes, renters 23%.

On balance 13797 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.