ZIP 13797 Foreclosure, Tax-Lien & Distress Report
Broome County, New York · Affordable market
DLRadar grades ZIP 13797 (Broome County, New York) at a moderate 31/100 for overall property distress. The most distinctive pressure shows up in structural risk (69/100), construction/permit lag (55/100), institutional ownership (52/100). On the quiet end sit mortgage stress (21/100). Structural risk reads 69/100 against active distress of 6/100. It additionally carries heavy environmental risk: climate & FEMA risk (87/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (66/100).
Prices here sit in a peak phase: values rose 1.8% over the trailing year, 1.8% off the recent peak (phase confidence 46/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The vacancy rate is 5.6%. The demographic-stress sub-score lands at 31/100. At $71,250, median income runs near typical U.S. levels. Around 66% of renters are cost-burdened. The poverty rate is 19.9% — high, a tax-stress and distress correlate. Educational attainment sits at 16% bachelor's-or-above. The typical home is worth about $116,200 (1.6× income, relatively affordable). There are about 851 housing units across 13797. 2,105 residents call 13797 home, typically aged 40. 77% of housing is owner-occupied.
Overall, 13797 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 13797 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
Big metro or rural, 13797 runs through one identical public-record model, so its 31/100 sits on the same scale as every other ZIP in Broome County, New York and the nation. 13797 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 13797 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 31/100 roll-up. The point of the 13797 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 13797’s distress
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 13797 Stress Report snapshot
The live 13797 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Broome County
Related reports across Broome County, New York
Related ZIP, county and statewide reads linked to Broome County, New York.
Unlock parcel-level detail for ZIP 13797
Get every distressed property in 13797 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.
Deterministic. Every signal traces to a public dataset · methodology