ZIP 13754 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 13754 (Broome County, New York) at a moderate 31/100 for overall property distress. Structural risk reads 68/100 against active distress of 7/100. Its standout signals are structural risk (68/100), institutional ownership (53/100), construction/permit lag (52/100). mortgage stress (22/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (84/100), FEMA disaster exposure (84/100), flood (NFIP) exposure (70/100).

Prices here sit in a peak phase: values rose 3.3% over the trailing year, 1.2% off the recent peak, at 43/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 80% of homes, renters 20%. Educational attainment sits at 14% bachelor's-or-above. About 2,793 people live here, median age 49. DLRadar's demographic-stress index for the area reads 32/100. Home values center near $132,400, an affordability ratio of 2.1× — accessible. Roughly 18.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Vacancy runs 39.5%, above the national norm and a classic distress-and-opportunity signal. The ZIP holds roughly 2,006 housing units. Around 46% of renters are cost-burdened. Median household income is $59,583, below the U.S. median near $78,000.

Net-net, 13754 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 13754 at the moment; the composite and its components are still built from verifiable public records.

The 13754 read uses the identical public-record model applied coast to coast, which means its 31/100 score means exactly what it means anywhere else, and 13754 stays directly comparable to neighboring ZIPs and the rest of Broome County, New York. Nothing here is interpolated — where a source is thin for 13754, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

13754's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Treat 13754 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.