ZIP 13804 Property Distress & Foreclosure Data

ZIP code 13804 in Delaware County, New York carries a composite property-distress score of 29/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 63/100 against active distress of 8/100. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100). What sets it apart are the readings on structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (27/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $132,400 here, or 2.2 times local income. The tenure split is 75% owner-occupied to 25% rented. Vacancy runs 47.4%, above the national norm and a classic distress-and-opportunity signal. About 7% have a four-year degree. On demographic stress specifically, 13804 scores 28/100. Rent burden reaches 4% of tenant households. 266 residents call 13804 home, typically aged 54. Roughly 20.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 208 housing units across 13804. Households earn a median $58,056 — below the roughly $78,000 national figure.

Taken together, 13804 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.