Delaware County, NY: Foreclosures, Tax Liens & Distressed Properties
Delaware County, NY, New York: 47 ZIP codes scored, Delaware County, NY averaging 25/100 (low, Delaware, NY), from 15 to 30. Delaware County, NY is in its expansion phase (Delaware, NY confidence 38/100): Delaware, NY home prices up 6.0% (Delaware, NY) over twelve months. Delaware County, NY lender headwind: 71/100.
Highest-scoring Delaware County, NY ZIPs: 12760 (30/100), 12776 (29/100), 13733 (29/100), 13754 (29/100), 12421 (26/100), 12434 (26/100). Also scored in Delaware County, NY: 12438, 12459, 12474, 13731, 13739, 13740, 13750, 13751, 13752, 13753.
Across Delaware County, NY's scored ZIPs: median home value $209,864, household income $63,639, 38.7% vacancy, 11.5% poverty, 83% owner-occupied, median age 51.5.
Delaware County, NY insurance distress 68/100 (#673 in the US); FEMA hazard 63/100 for Delaware, NY; 2 federal disaster declarations in Delaware County, NY since 2023; 14 Delaware, NY NFIP flood claims, $163K paid; Delaware, NY construction distress 20/100.
4 banks with 17 branches lend in Delaware County, NY; Delaware, NY weighted bank stress 70/100, highest 81/100 in Delaware, NY.
Delaware County, NY unemployment 4.5% (Delaware, NY -1.1 pts, six months); 83 new housing units permitted in Delaware County, NY over twelve months, Delaware, NY up 34% from 62; Delaware, NY home prices +10.1% a year (Delaware, NY) over three years.
30,057 housing units in Delaware County, NY; 4,417 Delaware, NY renter households; 43% of Delaware, NY renters spend 30%+ of income on rent, 24% (Delaware, NY) half or more.
Delaware County, NY ranks #687 nationally on the opportunity index (Delaware, NY, among all ranked counties); Delaware, NY scores 32.5/100 and Delaware, NY sits #6 inside New York. Delaware, NY is in the watchlist opportunity phase; Delaware, NY's primary driver is vacancy, Delaware, NY second driver bank institutional; Delaware, NY moved down 60 places. 17 short-sale listings across Delaware, NY; 78 days on market observed in Delaware, NY; 31.5% vacancy over 47 Delaware, NY ZIPs.
No CFPB county sample covers Delaware County, NY. The non-metro area reading for Delaware, NY: 0.8% ninety-plus days late; Delaware, NY's thirty-to-eighty-nine share is 3.0% (Delaware, NY, December 2025 data); New York overall 1.0%.
Delaware County, NY has 3 watched banks; 3 Delaware, NY banks sit in an elevated band. Delaware, NY footprints: Nbt Bank National Assn (5 branches, stress 61) in Delaware, NY; Delaware Nb Of Delhi (4 branches, stress 81) in Delaware, NY; Community Bank National Assn (3 branches, stress 68) in Delaware, NY.
HUD lists 4 assisted multifamily properties in Delaware County, NY with 121 units; 120 Delaware, NY units are assisted, 2 Delaware, NY properties under project-based Section 8.
10,854 of the 30,057 housing units in Delaware, NY sit vacant. Delaware County, NY permitted 0 multifamily units in twelve months; Delaware, NY's one-to-four unit structures added 83 units in Delaware County, NY.