Delaware County, NY: Foreclosures, Tax Liens & Distressed Properties

Across Delaware County, New York, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. The county's ZIP scores run from 15 up to 31/100. DLRadar scores 47 ZIPs here, with a mean composite of 26/100. County-level credit and bank headwind reads 71/100 — elevated, a sign of lender stress locally.

Currently expansion, Delaware County saw prices rise 6.0% year over year (phase confidence 38/100). Despite the upswing, specific ZIPs still slip where the composite stays elevated.

With growth of +6.0% YoY (38/100 confidence), stressed pockets remain which speeds resale of distressed buys. Its 71/100 lender headwind favors patient capital: expect more lender-driven inventory soon.

Leading Delaware County on distress: 13754 (31/100), 12760 (30/100), 13733 (30/100), 12421 (28/100), 12434 (28/100), 12438 (28/100). Further scored ZIPs: 12459, 12474, 12776, 13731, 13739, 13740, 13750, 13751, 13752, 13753.

Profile-wise, the Delaware County ZIPs on file report a median household income near $63,639 (below the US norm), a 38.7% vacancy rate, residents with a median age around 51.5, an owner-occupied share of 83%, 11.5% of households below the poverty line, median home values around $209,864 (below the national figure). Taken together, they frame where pressure builds and how liquid the exit will be.

Net of it all, 26/100 over 47 ZIPs means Delaware County is a screen-by-ZIP market — work it parcel by parcel. A DLRadar subscription opens every Delaware County parcel: owner, APN and address, a parcel-level score plus bank exposure and liquidity read.

The distress read for Delaware County, New York is refreshed as new public records post and uses the same methodology coast to coast, so Delaware County stays directly comparable to any other market you track.

Delaware County, New York is best worked from the top of the score down; blanket outreach across Delaware County dilutes effort that the ZIP-level numbers would have focused. Every Delaware County signal ties to a named public source, and where the record is sparse DLRadar shows nothing instead of guessing.

At the ZIP level, the sharpest readings in Delaware County are 13754 (31/100), 12760 (30/100), 13733 (30/100), 12421 (28/100), 12434 (28/100), 12438 (28/100). DLRadar also scores 12459, 12474, 12776, 13731, 13739, 13740, 13750, 13751 and more across the county. Each code carries its own composite built from that ZIP's foreclosure, mortgage, tax-lien and lender signals, so two neighboring ZIPs can diverge sharply even inside one county.

DLRadar's composite for Delaware County blends several independent signals — foreclosure and pre-foreclosure filings, mortgage stress, tax delinquency and liens, and the bank-stress headwind of the lenders operating locally — into one 0–100 score per ZIP, so a market can rank high on one axis and low on another.