ZIP 12421 Foreclosure, Tax-Lien & Distress Report
Delaware County, New York · High Vacancy market
Scored purely from public records, 12421 (Delaware County, New York) returns a low composite of 28/100. It additionally carries heavy environmental risk: FEMA disaster exposure (84/100), climate & FEMA risk (80/100), flood (NFIP) exposure (78/100). The most distinctive pressure shows up in structural risk (62/100), institutional ownership (55/100), construction/permit lag (28/100). On the quiet end sit construction/permit lag (28/100) and mortgage stress (27/100). Structurally it carries 62/100, against 8/100 of stress already in motion.
Prices here sit in a expansion phase: values rose 6.0% over the trailing year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $97,545, median income runs above typical U.S. levels. The ZIP holds roughly 363 housing units. Home values center near $372,200, an affordability ratio of 3.3× — accessible. Educational attainment sits at 35% bachelor's-or-above. The poverty rate is 9.7%. Population is roughly 238 with a median age of 72. DLRadar's demographic-stress index for the area reads 33/100. The tenure split is 71% owner-occupied to 29% rented. The vacancy rate is 70.3% — elevated.
Taken together, 12421 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. There is no property file for 12421 at the moment; the composite and its components are still built from verifiable public records.
Big metro or rural, 12421 runs through one identical public-record model, so its 28/100 sits on the same scale as every other ZIP in Delaware County, New York and the nation. The score is rebuilt from public data as it updates, so 12421 reflects the current record instead of a stale or modeled snapshot.
12421's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 12421 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Distress signal breakdown — ZIP 12421
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 12421 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12421, drawn from the same report attached to each property.
Delaware County ZIPs near 12421
Keep exploring New York distress
Related ZIP, county and statewide reads linked to Delaware County, New York.
Get the full acquisition report for 12421
Every distressed parcel in 12421 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology