ZIP 12421 Property Distress & Foreclosure Data

Delaware County, New York's ZIP 12421 registers 29/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (80/100), flood (NFIP) exposure (78/100), FEMA disaster exposure (73/100). The most distinctive pressure shows up in structural risk (63/100), institutional ownership (57/100), construction/permit lag (35/100). construction/permit lag (35/100) and mortgage stress (27/100) stay muted. Structural risk reads 63/100 against active distress of 8/100.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $97,545 — above the roughly $78,000 national figure. There are about 363 housing units across 12421. A median home runs $372,200 here, or 3.3 times local income. About 35% have a four-year degree. Roughly 9.7% live below the poverty line. 238 residents call 12421 home, typically aged 72. On demographic stress specifically, 12421 scores 33/100. The tenure split is 71% owner-occupied to 29% rented. Vacancy runs 70.3%, above the national norm and a classic distress-and-opportunity signal.

Taken together, 12421 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.