60 minutes, no card, everything readable

Where stress is building, how the cycle is turning, and what is live now.

ZIP 12430 Foreclosure, Tax-Lien & Distress Report

Greene County, New York · High Vacancy market

Scored purely from public records, 12430 (Greene County, New York) returns a low composite of 21/100. Structural risk reads 47/100 against active distress of 5/100. Leading the profile are structural risk (47/100), construction/permit lag (43/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (73/100).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $277,700 here, or 4.2 times local income. The vacancy rate is 57.0% — elevated. About 1,232 people live here, median age 49. About 33% have a four-year degree. Roughly 11.0% live below the poverty line. The ZIP holds roughly 1,233 housing units. Owners hold 90% of homes, renters 10%. Median household income is $66,637, below the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Rent burden reaches 0% of tenant households.

On the whole, 12430 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12430 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

No ZIP is too small to score: 12430 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 12430 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

12430's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12430 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

21/100
Composite stress
47/100
Structural risk
5/100
Distress activity

What is driving ZIP 12430’s distress

Foreclosure activity0
Mortgage stress17
Climate / FEMA risk73
9 further dimensions of distress are measured for this ZIP

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

ZIP 12430 Stress Report snapshot

Current distress, phase, housing and lender-pressure figures for 12430, drawn from the same report attached to each property.

Loading ZIP 12430 stress data…

Other Greene County ZIP codes

Keep exploring New York distress

Other reports tied to Greene County, New York — ZIP, county and statewide.

Open the complete 12430 acquisition file

Get every distressed property in 12430 with owner, address, APN, per-property distress score, bank exposure, exit-velocity read and a one-click funding + closing path. Nationwide, refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

Read it all free for 60 minutes

Create a free account to see the scores, the phase each market is in, and what surfaced today.

What do you want to explore?

No credit card required · Takes about 20 seconds