ZIP 12430 Foreclosure, Tax-Lien & Distress Report
Greene County, New York · High Vacancy market
Scored purely from public records, 12430 (Greene County, New York) returns a low composite of 21/100. Structural risk reads 47/100 against active distress of 5/100. Leading the profile are structural risk (47/100), construction/permit lag (43/100), institutional ownership (25/100). By contrast, institutional ownership (25/100) and mortgage stress (17/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (73/100).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
A median home runs $277,700 here, or 4.2 times local income. The vacancy rate is 57.0% — elevated. About 1,232 people live here, median age 49. About 33% have a four-year degree. Roughly 11.0% live below the poverty line. The ZIP holds roughly 1,233 housing units. Owners hold 90% of homes, renters 10%. Median household income is $66,637, below the U.S. median near $78,000. The demographic-stress sub-score lands at 28/100. Rent burden reaches 0% of tenant households.
On the whole, 12430 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12430 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 12430 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 21/100 composite is a like-for-like number rather than an isolated estimate. 12430 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
12430's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12430 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
What is driving ZIP 12430’s distress
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12430 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12430, drawn from the same report attached to each property.
Other Greene County ZIP codes
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Open the complete 12430 acquisition file
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Rules-based scoring — each signal ties to a public dataset · methodology