ZIP 12058 Foreclosure, Tax-Lien & Distress Report

ZIP code 12058 in Greene County, New York carries a composite property-distress score of 17/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (68/100)). Its heaviest discrete signals: construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. Structural risk reads 36/100 against active distress of 3/100.

The market reads expansion — home values rose 6.0% year on year (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The tenure split is 88% owner-occupied to 12% rented. The demographic-stress sub-score lands at 25/100. 1,451 residents call 12058 home, typically aged 50. Around 0% of renters are cost-burdened. Vacancy runs 28.6%, above the national norm and a classic distress-and-opportunity signal. Around 21% of adults hold a bachelor's degree or higher. Home values center near $273,500, an affordability ratio of 3.1× — accessible. Roughly 16.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. There are about 686 housing units across 12058. Median household income is $84,865, near the U.S. median near $78,000.

Taken together, 12058 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 12058 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 12058 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Greene County, New York and the nation. Where the public record is thin for 12058, the field stays empty rather than modeled, and fills in as new documents post.

Behind 12058's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 12058 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.