ZIP 12087 Foreclosure, Tax-Lien & Distress Report

In Greene County, New York, ZIP 12087 scores 21 of 100 for composite distress, a low level on DLRadar's distress index. The latent-versus-live split is 49/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), climate & FEMA risk (70/100). The pressure is most legible in construction/permit lag (53/100), structural risk (49/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (8/100) stay muted.

The expansion-phase market in 12087 posted values that rose 6.0% over the year, at 37/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,678 people live here, median age 44. Vacancy runs 13.0%, above the national norm and a classic distress-and-opportunity signal. Home values center near $240,600, an affordability ratio of 2.6× — accessible. Owners hold 95% of homes, renters 5%. Roughly 3.5% live below the poverty line, a low share typical of higher-equity areas. Around 39% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. There are about 637 housing units across 12087. About 25% have a four-year degree. Households earn a median $89,375 — above the roughly $78,000 national figure.

Taken together, 12087 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 12087 read uses the identical scoring model applied coast to coast, which means its 21/100 score means exactly what it means anywhere else, and 12087 stays directly comparable to neighboring ZIPs and the rest of Greene County, New York. Where the record is thin for 12087, the field stays empty rather than modeled, and fills in as new documents post.

The 21/100 for 12087 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12087 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.