ZIP 12015 Foreclosure, Tax-Lien & Distress Report

Scored on a fixed 0-100 scale, 12015 (Greene County, New York) returns a low composite of 20/100. The pressure is most legible in structural risk (45/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: flood (NFIP) exposure (76/100), climate & FEMA risk (68/100). Structurally it carries 45/100, against 3/100 of stress already in motion.

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, and 30% higher over three years (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 85% owner-occupied to 15% rented. The poverty rate is 13.6%. Home values center near $306,300, an affordability ratio of 3.2× — accessible. Around 33% of renters are cost-burdened. At $84,342, median income runs near typical U.S. levels. Around 39% of adults hold a bachelor's degree or higher. Vacancy runs 32.4%, above the national norm and a classic distress-and-opportunity signal. About 4,084 people live here, median age 51. DLRadar's demographic-stress index for the area reads 29/100. There are about 2,179 housing units across 12015.

Taken together, 12015 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12015 is not published yet -- the ZIP-level readings above remain fully sourced.

The 12015 read uses the identical scoring model applied coast to coast, which means its 20/100 score means exactly what it means anywhere else, and 12015 stays directly comparable to neighboring ZIPs and the rest of Greene County, New York. The score is rebuilt from public data as it updates, so 12015 reflects the current record instead of a stale or modeled snapshot.

Behind 12015's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 12015 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.