ZIP 12405 Foreclosure, Tax-Lien & Distress Report
Greene County, New York · High Vacancy market
On DLRadar's 0-100 public-record scale, ZIP 12405 in Greene County, New York comes in at 17, a low composite-distress reading. The latent-versus-live split is 36/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (68/100)). Leading the profile are construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (5/100).
The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
On demographic stress specifically, 12405 scores 28/100. The vacancy rate is 56.8% — elevated. Owners hold 92% of homes, renters 8%. Around 32% of adults hold a bachelor's degree or higher. 14.7% of residents fall below the poverty threshold. About 449 people live here, median age 51. The ZIP holds roughly 491 housing units. The typical home is worth about $201,600 (2.6× income, relatively affordable). Households earn a median $68,000 — below the roughly $78,000 national figure.
Taken together, 12405 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12405 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 12405 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 12405, the field stays empty rather than modeled, and fills in as new documents post.
12405's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 12405 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
ZIP 12405 distress signals, scored
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12405 at a glance
The live 12405 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Greene County
Related reports across Greene County, New York
Related ZIP, county and statewide reads linked to Greene County, New York.
The complete 12405 distress and acquisition report
See who owns each distressed property in 12405, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology