ZIP 12422 Foreclosure, Tax-Lien & Distress Report

ZIP code 12422 in Greene County, New York carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The latent-versus-live split is 36/100 structural and 3/100 already moving. What sets it apart are the readings on construction/permit lag (48/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 0% of renters are cost-burdened. The poverty rate is 16.2%. At $62,321, median income runs below typical U.S. levels. Around 21% of adults hold a bachelor's degree or higher. The ZIP holds roughly 352 housing units. The demographic-stress sub-score lands at 28/100. 89% of housing is owner-occupied. About 469 people live here, median age 54. The typical home is worth about $316,200 (3.7× income, relatively affordable). The vacancy rate is 47.2% — elevated.

Net-net, 12422 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.