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ZIP 12444 Foreclosure, Tax-Lien & Distress Report

Greene County, New York · High Vacancy market

Composite property distress in 12444 (Greene County, New York) lands at 17/100 — low on DLRadar's public-record scoring. Its standout signals are construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. The split runs 36/100 structural to 3/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (68/100).

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Vacancy runs 65.6%, above the national norm and a classic distress-and-opportunity signal. Roughly 8.7% live below the poverty line. DLRadar's demographic-stress index for the area reads 50/100. Around 43% of adults hold a bachelor's degree or higher. Rent burden reaches 100% of tenant households. Owners hold 95% of homes, renters 5%. There are about 516 housing units across 12444. About 519 people live here, median age 48. Households earn a median $55,000 — below the roughly $78,000 national figure. The typical home is worth about $377,300 (6.4× income).

Net-net, 12444 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. No parcel file is published for 12444 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 12444 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 17/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 12444, the field stays empty rather than modeled, and fills in as new documents post.

The 17/100 figure for 12444 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 12444 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.

17/100
Composite stress
36/100
Structural risk
3/100
Distress activity

Signal-by-signal read on 12444

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk68
9 further dimensions of distress are measured for this ZIP

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 12444 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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The complete 12444 distress and acquisition report

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