ZIP 12485 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 12485 (Greene County, New York) returns a low composite of 17/100. Environmental exposure also runs high (climate & FEMA risk (68/100)). The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. The split runs 36/100 structural to 3/100 active on the ground.

The market reads expansion — home values rose 6.0% year on year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Owners hold 62% of homes, renters 38%. The poverty rate is 16.4% — high, a tax-stress and distress correlate. Home values center near $316,700, an affordability ratio of 4.5×. On demographic stress specifically, 12485 scores 50/100. There are about 872 housing units across 12485. Educational attainment sits at 18% bachelor's-or-above. The vacancy rate is 67.8% — elevated. Median household income is $85,455, near the U.S. median near $78,000. About 1,136 people live here, median age 30. Rent burden reaches 79% of tenant households.

Taken together, 12485 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12485 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The 12485 read uses the identical public-record model applied coast to coast, which means its 17/100 score means exactly what it means anywhere else, and 12485 stays directly comparable to neighboring ZIPs and the rest of Greene County, New York. The score is rebuilt from public data as it updates, so 12485 reflects the current record instead of a stale or modeled snapshot.

12485's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12485 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.