ZIP 12143 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · High Vacancy market
ZIP code 12143 in Albany County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (79/100). The split runs 58/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (58/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted.
Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 17% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
Households earn a median $89,450 — above the roughly $78,000 national figure. The typical home is worth about $234,000 (2.5× income, relatively affordable). The ZIP holds roughly 2,631 housing units. Around 32% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. About 5,462 people live here, median age 46. About 27% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Roughly 8.3% live below the poverty line. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal.
On the whole, 12143 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12143 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 12143 runs through one identical scoring model, so its 25/100 sits on the same scale as every other ZIP in Albany County, New York and the nation. Every figure is auditable to a public dataset and refreshed as records update; 12143 shows blanks, not estimates, wherever the record is sparse.
12143's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12143 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 12143 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12143 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12143, the same set carried on every parcel.
Nearby ZIPs in Albany County
Nearest ZIP codes to 12143
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
More ZIP, county and state distress intelligence connected to Albany County, New York.
Unlock the full ZIP 12143 acquisition report
Pull every distressed parcel in 12143 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
No modelling: every input is a public record · methodology