ZIP 12143 Foreclosure, Tax-Lien & Distress Report

ZIP code 12143 in Albany County, New York carries a composite property-distress score of 25/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (84/100), flood (NFIP) exposure (65/100). The split runs 57/100 structural to 2/100 active on the ground. The most distinctive pressure shows up in construction/permit lag (76/100), structural risk (57/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.5% over the trailing year, and 17% higher over three years, at 37/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $89,450 — above the roughly $78,000 national figure. The typical home is worth about $234,000 (2.5× income, relatively affordable). The ZIP holds roughly 2,631 housing units. Around 32% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 25/100. About 5,462 people live here, median age 46. About 27% have a four-year degree. The tenure split is 78% owner-occupied to 22% rented. Roughly 8.3% live below the poverty line. Vacancy runs 14.2%, above the national norm and a classic distress-and-opportunity signal.

On the whole, 12143 leans distressed, with opportunity clustered in specific stressed parcels. There is no property file for 12143 at the moment; the composite and its components are still built from verifiable public records.

Big metro or rural, 12143 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Albany County, New York and the nation. Every figure is auditable to a public dataset and refreshed on ingest; 12143 shows blanks, not estimates, wherever the record is sparse.

12143's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12143 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.