ZIP 12159 Property Distress & Foreclosure Data

DLRadar grades ZIP 12159 (Albany County, New York) at a low 22/100 for overall property distress. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (66/100)). Property-level stress concentrates in structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100).

The expansion-phase market in 12159 posted values that rose 5.6% over the year, and 12% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Home values center near $449,900, an affordability ratio of 4.0× — accessible. DLRadar's demographic-stress index for the area reads 24/100. There are about 3,745 housing units across 12159. Median household income is $109,073, above the U.S. median near $78,000. Owners hold 72% of homes, renters 28%. 4.8% of residents fall below the poverty threshold. Vacancy runs 3.9%. Rent burden reaches 26% of tenant households. Population is roughly 8,794 with a median age of 53. Educational attainment sits at 65% bachelor's-or-above.

Broadly, 12159 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.