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ZIP 12222 Foreclosure, Tax-Lien & Distress Report

Albany County, New York · Distress market

DLRadar grades ZIP 12222 (Albany County, New York) at a low 26/100 for overall property distress. What sets it apart are the readings on construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100). Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). On the structural side it scores 59/100, with 0/100 of stress already active.

The expansion-phase market in 12222 posted values that rose 6.6% over the year (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

6,494 residents call 12222 home, typically aged 20. 0.0% of residents fall below the poverty threshold. At $59,274, median income runs below typical U.S. levels. Rent burden reaches 74% of tenant households. The ZIP holds roughly 112 housing units. Educational attainment sits at 58% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 36/100. Owners hold 0% of homes, renters 100%. The vacancy rate is 0.0%.

On balance 12222 is mixed, rewarding parcel-by-parcel screening over broad assumptions. There is no property file for 12222 at the moment; the composite and its components are still built from verifiable public records.

Whether 12222 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12222 can be compared directly against any other ZIP in Albany County, New York or nationwide. Where the public record is thin for 12222, the field stays empty rather than modeled, and fills in as new documents post.

12222's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 12222 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
59/100
Structural risk
0/100
Distress activity

What is driving ZIP 12222’s distress

Foreclosure activity0
Mortgage stress0
Climate / FEMA risk86
9 further distress layers are graded for 12222

Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.

12222 at a glance

The live 12222 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Albany County ZIPs near 12222

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Deterministic scoring, sourced entirely from public data · methodology

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