ZIP 12084 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · Distress market
Scored on a fixed 0-100 scale, 12084 (Albany County, New York) returns a low composite of 26/100. Property-level stress concentrates in construction/permit lag (70/100), structural risk (59/100), institutional ownership (18/100). institutional ownership (18/100) and mortgage stress (7/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (79/100). The latent-versus-live split is 59/100 structural and 2/100 already moving.
The expansion-phase market in 12084 posted values that rose 6.6% over the year, and 31% higher over three years (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
At $86,968, median income runs near typical U.S. levels. On demographic stress specifically, 12084 scores 29/100. 9.4% of residents fall below the poverty threshold. Owners hold 24% of homes, renters 76%. Rent burden reaches 23% of tenant households. Around 60% of adults hold a bachelor's degree or higher. Vacancy runs 5.2%. Population is roughly 5,054 with a median age of 34. The ZIP holds roughly 2,289 housing units. A median home runs $348,600 here, or 3.8 times local income.
On balance 12084 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 12084 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
The number is not local guesswork: 12084's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 12084 shows blanks, not estimates, wherever the record is sparse.
12084's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 12084 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Distress signal breakdown — ZIP 12084
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
ZIP 12084 Stress Report snapshot
A live read on 12084: distress, market phase, housing and bank pressure — identical to the report behind every parcel.
More ZIPs across Albany County
Nearest ZIP codes to 12084
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to Albany County, New York — ZIP, county and statewide.
Get the full acquisition report for 12084
Every distressed parcel in 12084 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology