ZIP 12110 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · Distress market
Scored purely from public records, 12110 (Albany County, New York) returns a low composite of 26/100. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (71/100)). Structural risk reads 59/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) and mortgage stress (7/100) register low.
The market reads expansion — home values rose 6.6% year on year, and 20% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Vacancy runs 3.1%. There are about 8,539 housing units across 12110. At $101,839, median income runs above typical U.S. levels. Rent burden reaches 30% of tenant households. The poverty rate is 7.7%. About 19,969 people live here, median age 40. The demographic-stress sub-score lands at 25/100. The tenure split is 65% owner-occupied to 35% rented. Around 46% of adults hold a bachelor's degree or higher. The typical home is worth about $340,100 (3.0× income, relatively affordable).
On balance 12110 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 12110 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 12110 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Albany County, New York and the nation. Nothing here is interpolated — where a source is thin for 12110, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 12110 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 12110 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
What is driving ZIP 12110’s distress
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.
Snapshot: 12110 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
More ZIPs across Albany County
Related reports across Albany County, New York
Further distress data across Albany County, New York at ZIP, county and state level.
Open the complete 12110 acquisition file
Every distressed parcel in 12110 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology