ZIP 12183 Property Distress & Foreclosure Data

Albany County, New York's ZIP 12183 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (66/100)). The latent-versus-live split is 50/100 structural and 2/100 already moving.

The expansion-phase market in 12183 posted values that rose 5.6% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $70,281, near the U.S. median near $78,000. 23.2% of residents fall below the poverty threshold. The vacancy rate is 15.5% — elevated. Educational attainment sits at 27% bachelor's-or-above. Home values center near $138,300, an affordability ratio of 1.9× — accessible. The ZIP holds roughly 1,772 housing units. Around 32% of renters are cost-burdened. DLRadar's demographic-stress index for the area reads 32/100. Owners hold 25% of homes, renters 75%. Population is roughly 2,966 with a median age of 34.

On the whole, 12183 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.