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County and ZIP distress scoring, market phase, and the deals that surfaced today.

ZIP 12183 Foreclosure, Tax-Lien & Distress Report

Albany County, New York · High Vacancy market

ZIP 12183's composite property-distress score is 26/100 - DLRadar classes that as low for Albany County, New York. The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (71/100)). Structural risk reads 59/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Median household income is $70,281, near the U.S. median near $78,000. 23.2% of residents fall below the poverty threshold. The vacancy rate is 15.5% — elevated. Around 27% of adults hold a bachelor's degree or higher. A median home runs $138,300 here, or 1.9 times local income. The ZIP holds roughly 1,772 housing units. Around 32% of renters are cost-burdened. On demographic stress specifically, 12183 scores 32/100. Owners hold 25% of homes, renters 75%. About 2,966 people live here, median age 34.

Net-net, 12183 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 12183 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Because one deterministic model scores every ZIP, 12183's 26/100 can be lined up against any neighbor in Albany County, New York or any ZIP coast to coast. Sparse data for 12183 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 26/100 figure for 12183 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 12183 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

26/100
Composite stress
59/100
Structural risk
2/100
Distress activity

ZIP 12183 distress signals, scored

Foreclosure activity0
Mortgage stress7
Climate / FEMA risk86
Nine more distress signals are scored here

Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties are broken out by owner, address, APN, per-property score and exit read inside DLRadar.

The 12183 distress snapshot

The live 12183 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.

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Unlock parcel-level detail for ZIP 12183

The full 12183 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Rules-based scoring — each signal ties to a public dataset · methodology

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