ZIP 12182 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12182 (Rensselaer County, New York) at a low 25/100 for overall property distress. Structural risk reads 56/100 against active distress of 2/100. Its heaviest discrete signals: construction/permit lag (78/100), structural risk (56/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. Environmental exposure also runs high (climate & FEMA risk (83/100)).

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 25% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The tenure split is 50% owner-occupied to 50% rented. DLRadar's demographic-stress index for the area reads 36/100. The typical home is worth about $212,600 (3.6× income, relatively affordable). Educational attainment sits at 29% bachelor's-or-above. About 14,273 people live here, median age 41. The ZIP holds roughly 7,335 housing units. At $54,663, median income runs below typical U.S. levels. The poverty rate is 24.1% — high, a tax-stress and distress correlate. Vacancy runs 9.7%. Rent burden reaches 49% of tenant households.

On the whole, 12182 leans distressed, with opportunity clustered in specific stressed parcels. While 12182 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 12182 runs through one identical public-record model, so its 25/100 sits on the same scale as every other ZIP in Rensselaer County, New York and the nation. 12182 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

12182's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For a buyer, 12182 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.