ZIP 12182 Property Distress & Foreclosure Data

Composite property distress in 12182 (Rensselaer County, New York) lands at 24/100 — low on DLRadar's public-record scoring. Structural risk reads 55/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (83/100).

The market reads expansion — home values rose 5.6% year on year, and 25% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

50% of housing is owner-occupied. The demographic-stress sub-score lands at 36/100. The typical home is worth about $212,600 (3.6× income, relatively affordable). Around 29% of adults hold a bachelor's degree or higher. About 14,273 people live here, median age 41. There are about 7,335 housing units across 12182. At $54,663, median income runs below typical U.S. levels. The poverty rate is 24.1% — high, a tax-stress and distress correlate. Vacancy runs 9.7%. Rent burden reaches 49% of tenant households.

Net-net, 12182 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.