ZIP 12033 Property Distress & Foreclosure Data

Composite property distress in 12033 (Rensselaer County, New York) lands at 24/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (83/100)). The latent-versus-live split is 55/100 structural and 2/100 already moving. The sharpest non-environmental signals are construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (7/100).

The expansion-phase market in 12033 posted values that rose 5.6% over the year, and 22% higher over three years (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

The ZIP holds roughly 3,937 housing units. Around 53% of renters are cost-burdened. Educational attainment sits at 35% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 27/100. 5.2% of residents fall below the poverty threshold. Home values center near $288,700, an affordability ratio of 2.9× — accessible. Population is roughly 7,772 with a median age of 50. Owners hold 79% of homes, renters 21%. Median household income is $92,808, above the U.S. median near $78,000. The vacancy rate is 8.7%.

Broadly, 12033 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.