ZIP 12052 Foreclosure, Tax-Lien & Distress Report

ZIP 12052's composite property-distress score is 25/100 - DLRadar classes that as low for Rensselaer County, New York. On the structural side it scores 56/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (83/100). The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (56/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 16% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Home values center near $243,500, an affordability ratio of 2.0× — accessible. 92% of housing is owner-occupied. About 1,931 people live here, median age 48. Median household income is $116,250, above the U.S. median near $78,000. The ZIP holds roughly 863 housing units. The demographic-stress sub-score lands at 19/100. Around 34% of adults hold a bachelor's degree or higher. Around 14% of renters are cost-burdened. The vacancy rate is 19.5% — elevated. Roughly 5.9% live below the poverty line, a low share typical of higher-equity areas.

On the whole, 12052 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12052 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 12052 runs hot or quiet, its 25/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12052 can be compared directly against any other ZIP in Rensselaer County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12052, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 25/100 for 12052 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. Practically, 12052 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.