ZIP 12061 Foreclosure, Tax-Lien & Distress Report
Rensselaer County, New York · Distress market
DLRadar grades ZIP 12061 (Rensselaer County, New York) at a low 25/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (83/100)). The sharpest non-environmental signals are construction/permit lag (78/100), structural risk (56/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (7/100) register low. Structural exposure scores 56 and live distress 2 on the 0–100 scale.
The market reads expansion — home values rose 6.6% year on year, and 26% higher over three years (phase confidence 39/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 9,778 people live here, median age 41. Owners hold 77% of homes, renters 23%. The typical home is worth about $343,800 (2.7× income, relatively affordable). There are about 4,154 housing units across 12061. Vacancy runs 3.9%. Median household income is $117,083, above the U.S. median near $78,000. Rent burden reaches 42% of tenant households. Roughly 1.4% live below the poverty line, a low share typical of higher-equity areas. The demographic-stress sub-score lands at 22/100. About 54% have a four-year degree.
Net-net, 12061 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 12061 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
The number is not local guesswork: 12061's 25/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12061 reflects the current record instead of a stale or modeled snapshot.
Behind 12061's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 12061 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12061 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 12061 by the numbers
Real-time distress, cycle phase, housing and bank-stress readings for 12061, the same set carried on every parcel.
Neighbouring ZIPs in Rensselaer County
Keep exploring New York distress
Related ZIP, county and statewide reads linked to Rensselaer County, New York.
Unlock parcel-level detail for ZIP 12061
Every distressed parcel in 12061 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Each signal above is traceable to an open dataset · methodology