ZIP 12061 Property Distress & Foreclosure Data

Rensselaer County, New York's ZIP 12061 registers 24/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (83/100). The most distinctive pressure shows up in construction/permit lag (75/100), structural risk (55/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (7/100) stay muted. Structural risk reads 55/100 against active distress of 2/100.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 26% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

9,778 residents call 12061 home, typically aged 41. The tenure split is 77% owner-occupied to 23% rented. A median home runs $343,800 here, or 2.7 times local income. There are about 4,154 housing units across 12061. Vacancy runs 3.9%. Households earn a median $117,083 — above the roughly $78,000 national figure. Rent burden reaches 42% of tenant households. Roughly 1.4% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 12061 scores 22/100. About 54% have a four-year degree.

On balance, 12061 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.