ZIP 12207 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · High Vacancy market
In Albany County, New York, ZIP 12207 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). The sharpest non-environmental signals are construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). Structural risk reads 59/100 against active distress of 2/100.
Prices here sit in a expansion phase: values rose 6.6% over the trailing year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
About 2,097 people live here, median age 32. Rent burden reaches 34% of tenant households. The ZIP holds roughly 1,652 housing units. About 36% have a four-year degree. The tenure split is 1% owner-occupied to 99% rented. On demographic stress specifically, 12207 scores 54/100. The vacancy rate is 17.1% — elevated. Households earn a median $32,418 — below the roughly $78,000 national figure. A median home runs $232,000 here, or 7.5 times local income. 43.5% of residents fall below the poverty threshold.
Taken together, 12207 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Whether 12207 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12207 can be compared directly against any other ZIP in Albany County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12207, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 26/100 figure for 12207 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 12207 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12207 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 12207 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Albany County ZIP reports
More distress data near 12207
Keep going: ZIP, county and state distress coverage for Albany County, New York.
The complete 12207 distress and acquisition report
Every distressed parcel in 12207 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
No modelling: every input is a public record · methodology