ZIP 12207 Property Distress & Foreclosure Data

In Albany County, New York, ZIP 12207 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (66/100)). Its standout signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Structural exposure scores 50 and live distress 2 on the 0–100 scale.

The expansion-phase market in 12207 posted values that rose 5.6% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 2,097 with a median age of 32. Rent burden reaches 34% of tenant households. There are about 1,652 housing units across 12207. Educational attainment sits at 36% bachelor's-or-above. Owners hold 1% of homes, renters 99%. DLRadar's demographic-stress index for the area reads 54/100. Vacancy runs 17.1%, above the national norm and a classic distress-and-opportunity signal. Median household income is $32,418, below the U.S. median near $78,000. Home values center near $232,000, an affordability ratio of 7.5× — stretched. 43.5% of residents fall below the poverty threshold.

On the whole, 12207 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.