ZIP 12210 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · High Vacancy market
Albany County, New York's ZIP 12210 registers 26/100 composite distress, which DLRadar reads as low. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (79/100)). What sets it apart are the readings on construction/permit lag (70/100), structural risk (59/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). The latent-versus-live split is 59/100 structural and 2/100 already moving.
The market reads expansion — home values rose 6.6% year on year, and 43% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
About 9,725 people live here, median age 36. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. 24% of housing is owner-occupied. Around 35% of renters are cost-burdened. The poverty rate is 22.0% — high, a tax-stress and distress correlate. Around 44% of adults hold a bachelor's degree or higher. Home values center near $228,100, an affordability ratio of 3.9× — accessible. The ZIP holds roughly 6,777 housing units. Households earn a median $55,873 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 36/100.
On the whole, 12210 leans distressed, with opportunity clustered in specific stressed parcels. Parcel-level detail for 12210 is not published yet -- the ZIP-level readings above remain fully sourced.
Whether 12210 runs hot or quiet, its 26/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12210 can be compared directly against any other ZIP in Albany County, New York or nationwide. Where the record is thin for 12210, the field stays empty rather than modeled, and fills in as new documents post.
Each component behind 12210 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. Treat 12210 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 12210 distress signals, scored
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
Snapshot: 12210 by the numbers
Current distress, phase, housing and lender-pressure figures for 12210, drawn from the same report attached to each property.
Adjacent Albany County ZIP reports
Nearest ZIP codes to 12210
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Related ZIP, county and statewide reads linked to Albany County, New York.
Get the full acquisition report for 12210
Every distressed parcel in 12210 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology