ZIP 12210 Property Distress & Foreclosure Data

ZIP code 12210 in Albany County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (66/100)). What sets it apart are the readings on structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Structural exposure scores 50 and live distress 2 on the 0–100 scale.

The expansion-phase market in 12210 posted values that rose 5.6% over the year, and 43% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Population is roughly 9,725 with a median age of 36. Vacancy runs 18.4%, above the national norm and a classic distress-and-opportunity signal. Owners hold 24% of homes, renters 76%. Rent burden reaches 35% of tenant households. 22.0% of residents fall below the poverty threshold. Educational attainment sits at 44% bachelor's-or-above. Home values center near $228,100, an affordability ratio of 3.9× — accessible. There are about 6,777 housing units across 12210. Median household income is $55,873, below the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 36/100.

On the whole, 12210 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.