ZIP 12023 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · Distress market
On DLRadar's 0-100 distress scale, ZIP 12023 in Albany County, New York comes in at 23, a low composite-distress reading. On the structural side it scores 52/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (76/100), flood (NFIP) exposure (60/100). Its heaviest discrete signals: construction/permit lag (70/100), structural risk (52/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (6/100) stay muted.
Prices here sit in a expansion phase: values rose 6.6% over the trailing year, and 18% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Population is roughly 2,364 with a median age of 35. The tenure split is 83% owner-occupied to 17% rented. 3.8% of residents fall below the poverty threshold. On demographic stress specifically, 12023 scores 20/100. Vacancy runs 9.1%. Rent burden reaches 14% of tenant households. There are about 809 housing units across 12023. At $115,658, median income runs above typical U.S. levels. A median home runs $302,300 here, or 2.3 times local income. Around 29% of adults hold a bachelor's degree or higher.
Broadly, 12023 is a steadier market — the deals are the exceptions, not the rule. No parcel file is published for 12023 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The number is not local guesswork: 12023's 23/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Where the record is thin for 12023, the field stays empty rather than modeled, and fills in as new documents post.
The 23/100 for 12023 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12023 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12023
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 12023 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12023, the same set carried on every parcel.
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Keep exploring New York distress
Further distress data across Albany County, New York at ZIP, county and state level.
Unlock parcel-level detail for ZIP 12023
See who owns each distressed property in 12023, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
No modelling: every input is a public record · methodology