ZIP 12047 Property Distress & Foreclosure Data

Composite property distress in 12047 (Albany County, New York) lands at 22/100 — low on DLRadar's public-record scoring. Structural risk reads 50/100 against active distress of 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (66/100). The sharpest non-environmental signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) and mortgage stress (7/100) register low.

The market reads expansion — home values rose 5.6% year on year, and 22% higher over three years, at 32/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $246,800 (3.5× income, relatively affordable). At $66,970, median income runs below typical U.S. levels. There are about 11,755 housing units across 12047. Rent burden reaches 33% of tenant households. 47% of housing is owner-occupied. Around 33% of adults hold a bachelor's degree or higher. About 23,406 people live here, median age 37. The demographic-stress sub-score lands at 33/100. Vacancy runs 11.0%. The poverty rate is 20.5% — high, a tax-stress and distress correlate.

Net-net, 12047 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.