ZIP 12085 Property Distress & Foreclosure Data

ZIP code 12085 in Albany County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 50 and live distress 0 on the 0–100 scale. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). institutional ownership (15/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

There are about 166 housing units across 12085. 309 residents call 12085 home, typically aged 57. A median home runs $232,800 here. On demographic stress specifically, 12085 scores 34/100. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. The tenure split is 13% owner-occupied to 87% rented. About 24% have a four-year degree. Rent burden reaches 25% of tenant households.

Taken together, 12085 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.