ZIP 12085 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · High Vacancy market
Albany County, New York's ZIP 12085 registers 26/100 composite distress, which DLRadar reads as low. On the structural side it scores 59/100, with 0/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). Property-level stress concentrates in construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low.
The market reads expansion — home values rose 6.6% year on year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
There are about 166 housing units across 12085. About 309 people live here, median age 57. The typical home is worth about $232,800. DLRadar's demographic-stress index for the area reads 34/100. Vacancy runs 22.8%, above the national norm and a classic distress-and-opportunity signal. Roughly 6.7% live below the poverty line, a low share typical of higher-equity areas. 13% of housing is owner-occupied. Around 24% of adults hold a bachelor's degree or higher. Rent burden reaches 25% of tenant households.
Taken together, 12085 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. 12085 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 12085's 26/100 can be lined up against any neighbor in Albany County, New York or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 12085 reflects the current record instead of a stale or modeled snapshot.
12085's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. For a buyer, 12085 is one row in a larger workflow: confirm the score, pull the distressed parcels behind it, then move from signal to funded, closed acquisition through DLRadar.
Signal-by-signal read on 12085
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12085 Stress Report snapshot
The live 12085 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Albany County ZIPs near 12085
More distress data near 12085
More ZIP, county and state distress intelligence connected to Albany County, New York.
See every distressed parcel in 12085
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Each signal above is traceable to an open dataset · methodology