ZIP 12205 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · Distress market
Scored purely from public records, 12205 (Albany County, New York) returns a low composite of 26/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). Property-level stress concentrates in construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted. The split runs 59/100 structural to 2/100 active on the ground.
The expansion-phase market in 12205 posted values that rose 6.6% over the year, and 24% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 25,912 people live here, median age 45. The typical home is worth about $276,600 (3.0× income, relatively affordable). Rent burden reaches 31% of tenant households. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. 71% of housing is owner-occupied. The ZIP holds roughly 12,116 housing units. At $89,270, median income runs above typical U.S. levels. About 36% have a four-year degree. Vacancy runs 4.7%. DLRadar's demographic-stress index for the area reads 25/100.
Overall, 12205 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 12205 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Big metro or rural, 12205 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Albany County, New York and the nation. Nothing here is interpolated — where a source is thin for 12205, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 12205 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 26/100 roll-up. The point of the 12205 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 12205
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12205 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12205, drawn from the same report attached to each property.
Adjacent Albany County ZIP reports
More distress data near 12205
More ZIP, county and state distress intelligence connected to Albany County, New York.
Get the full acquisition report for 12205
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Built from public records, scored the same way everywhere · methodology