ZIP 12007 Foreclosure, Tax-Lien & Distress Report

Albany County, New York's ZIP 12007 registers 22/100 composite distress, which DLRadar reads as low. Structural risk reads 50/100 against active distress of 2/100. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (66/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

A median home runs $386,700 here, or 3.3 times local income. There are about 114 housing units across 12007. The tenure split is 95% owner-occupied to 5% rented. Roughly 8.3% live below the poverty line. 314 residents call 12007 home, typically aged 49. Rent burden reaches 0% of tenant households. Vacancy runs 0.0%. About 36% have a four-year degree. Households earn a median $99,688 — above the roughly $78,000 national figure. On demographic stress specifically, 12007 scores 19/100.

On balance, 12007 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.