ZIP 12007 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · Distress market
ZIP code 12007 in Albany County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic public-record index. Structural exposure scores 59 and live distress 2 on the 0–100 scale. What sets it apart are the readings on construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100) and mortgage stress (7/100). It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (71/100).
The market reads expansion — home values rose 6.6% year on year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
A median home runs $386,700 here, or 3.3 times local income. The ZIP holds roughly 114 housing units. The tenure split is 95% owner-occupied to 5% rented. The poverty rate is 8.3%. About 314 people live here, median age 49. Rent burden reaches 0% of tenant households. The vacancy rate is 0.0%. Around 36% of adults hold a bachelor's degree or higher. At $99,688, median income runs above typical U.S. levels. The demographic-stress sub-score lands at 19/100.
On balance 12007 is mixed, rewarding parcel-by-parcel screening over broad assumptions. No parcel file is published for 12007 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
No ZIP is too small to score: 12007 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 26/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 12007 shows blanks, not estimates, wherever the record is sparse.
Behind 12007's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 12007 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 12007 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 12007 Stress Report snapshot
The live 12007 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Albany County ZIPs near 12007
Explore related distress reports
Related ZIP, county and statewide reads linked to Albany County, New York.
Open the complete 12007 acquisition file
See who owns each distressed property in 12007, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology