Albany County, NY: Foreclosures, Tax Liens & Distressed Properties

Across Albany County, New York, DLRadar grades every ZIP for foreclosure, mortgage, tax and bank-stress distress. County-level credit and bank headwind reads 58/100. ZIP-level distress ranges from 26/100 at the top down to 12/100. There are 47 scored ZIPs in the county (mean composite 25/100).

The expansion-phase county posted home values that rose 6.6% over twelve months, a 39/100-confidence read. Even as prices climb, the laggards keep building where the composite stays elevated.

Through Albany County's +6.6% YoY climb (39/100 confidence), distress still hides in specific ZIPs where the scoring still flags pressure. Mid-range bank stress at 58/100 means mixed owner- and bank-driven distress.

The most-distressed ZIP codes in Albany County are 12007 (26/100), 12009 (26/100), 12041 (26/100), 12045 (26/100), 12046 (26/100), 12047 (26/100), each with its own full DLRadar report. Also scored across the county: 12054, 12059, 12067, 12077, 12084, 12085, 12110, 12147, 12158, 12159.

Underneath the scores, Albany County's scored ZIPs show 12.4% of units sitting vacant, median home values around $279,309 (below the national figure), incomes around $86,123, residents with a median age around 42.7, 9.8% of households below the poverty line, an owner-occupied share of 66%. Numbers like these signal who is forced to sell and how readily the market absorbs it.

Net of it all, 25/100 over 47 ZIPs means Albany County rewards parcel-by-parcel work — work it parcel by parcel. Subscribers get each Albany County parcel's owner, address and APN, scoring, lienholder detail and an estimated exit speed.

Whether Albany County, New York carries heavy distress or only a handful of flagged parcels, every score here is built the same deterministic way — from recorded foreclosures, tax delinquency, liens and lender stress — so Albany County can be compared directly against any county in the country.

The practical read on Albany County, New York is a targeting one — find the ZIPs holding real financial pressure, then work the parcels underneath them. The Albany County read is rebuilt from public records as they post — no modeling fills the gaps — so what you see is what the documents support, refreshed on each ingest.

Drilling in, Albany County's highest-scoring ZIPs are 12007 (26/100), 12009 (26/100), 12041 (26/100), 12045 (26/100), 12046 (26/100), 12047 (26/100). DLRadar also scores 12054, 12059, 12067, 12077, 12084, 12085, 12110, 12147 and more across the county. Every one of these is scored independently — a ZIP's composite reflects its own recorded distress, which is why the county average alone hides where the real pressure sits.

Under Albany County's headline composite sit distinct layers — recorded foreclosures, tax and lien delinquency, mortgage stress and bank headwind — each scored separately before they roll up, so the same total can describe very different markets.