ZIP 12009 Property Distress & Foreclosure Data

In Albany County, New York, ZIP 12009 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 50 and live distress 2 on the 0–100 scale. Its standout signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (66/100)).

The expansion-phase market in 12009 posted values that rose 5.6% over the year, and 26% higher over three years, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

There are about 3,190 housing units across 12009. Home values center near $342,900, an affordability ratio of 2.8× — accessible. DLRadar's demographic-stress index for the area reads 21/100. Rent burden reaches 24% of tenant households. Population is roughly 8,068 with a median age of 43. Educational attainment sits at 53% bachelor's-or-above. Owners hold 78% of homes, renters 22%. Median household income is $114,352, above the U.S. median near $78,000. Vacancy runs 3.6%. 3.3% of residents fall below the poverty threshold.

Broadly, 12009 is a steadier market — the deals are the exceptions, not the rule. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.