ZIP 12045 Property Distress & Foreclosure Data

In Albany County, New York, ZIP 12045 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Structural exposure scores 50 and live distress 0 on the 0–100 scale. Its standout signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (66/100)).

The expansion-phase market in 12045 posted values that rose 5.6% over the year, at 32/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 41.0%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 15/100. Educational attainment sits at 51% bachelor's-or-above. There are about 173 housing units across 12045. Median household income is $116,827, above the U.S. median near $78,000. Rent burden reaches 0% of tenant households. Owners hold 84% of homes, renters 16%. 0.4% of residents fall below the poverty threshold. Population is roughly 237 with a median age of 54.

On the whole, 12045 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.