ZIP 12161 Foreclosure, Tax-Lien & Distress Report

In Albany County, New York, ZIP 12161 scores 26 of 100 for composite distress, a low level on DLRadar's public-record index. Leading the profile are construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. Latent structural risk is 59/100 while live distress already moving reads 0/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (71/100).

The expansion-phase market in 12161 posted values that rose 6.6% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

0.0% of residents fall below the poverty threshold. Educational attainment sits at 63% bachelor's-or-above. DLRadar's demographic-stress index for the area reads 13/100. The tenure split is 48% owner-occupied to 52% rented. The vacancy rate is 0.0%. 41 residents call 12161 home, typically aged 31. Around 0% of renters are cost-burdened. There are about 50 housing units across 12161.

Overall, 12161 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 12161 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 12161 runs through one identical public-record model, so its 26/100 sits on the same scale as every other ZIP in Albany County, New York and the nation. 12161 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Behind 12161's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 12161 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.