ZIP 12161 Property Distress & Foreclosure Data
ZIP code 12161 in Albany County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). By contrast, institutional ownership (15/100) register low. The latent-versus-live split is 50/100 structural and 0/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (66/100).
The market reads expansion — home values rose 5.6% year on year (phase confidence 32/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
The poverty rate is 0.0% — low. Around 63% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 13/100. 48% of housing is owner-occupied. The vacancy rate is 0.0%. About 41 people live here, median age 31. Around 0% of renters are cost-burdened. The ZIP holds roughly 50 housing units.
Overall 12161 looks resilient on the surface, so the edge is isolating individual stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12161
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Albany County
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Deterministic. Every signal traces to a public dataset · methodology