ZIP 12202 Property Distress & Foreclosure Data

In Albany County, New York, ZIP 12202 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted. The latent-versus-live split is 50/100 structural and 2/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (66/100).

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 30% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $49,684 — below the roughly $78,000 national figure. The ZIP holds roughly 5,404 housing units. The tenure split is 26% owner-occupied to 74% rented. About 33% have a four-year degree. Around 32% of renters are cost-burdened. A median home runs $166,000 here, or 2.8 times local income. The vacancy rate is 16.1% — elevated. On demographic stress specifically, 12202 scores 34/100. Roughly 25.9% live below the poverty line, elevated and often tied to deferred-maintenance inventory. 9,500 residents call 12202 home, typically aged 35.

Taken together, 12202 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.