ZIP 12202 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · High Vacancy market
DLRadar grades ZIP 12202 (Albany County, New York) at a low 26/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (70/100), structural risk (59/100), institutional ownership (18/100). On the quiet end sit institutional ownership (18/100) and mortgage stress (7/100). On the structural side it scores 59/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (79/100).
The market reads expansion — home values rose 6.6% year on year, and 30% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
At $49,684, median income runs below typical U.S. levels. The ZIP holds roughly 5,404 housing units. 26% of housing is owner-occupied. Around 33% of adults hold a bachelor's degree or higher. Around 32% of renters are cost-burdened. The typical home is worth about $166,000 (2.8× income, relatively affordable). Vacancy runs 16.1%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 34/100. 25.9% of residents fall below the poverty threshold. About 9,500 people live here, median age 35.
Taken together, 12202 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Parcel-level detail for 12202 is not published yet -- the ZIP-level readings above remain fully sourced.
The number is not local guesswork: 12202's 26/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Every figure is auditable to a public dataset and refreshed as records update; 12202 shows blanks, not estimates, wherever the record is sparse.
Behind 12202's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Treat 12202 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
ZIP 12202 distress signals, scored
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 12202 distress snapshot
Real-time distress, cycle phase, housing and bank-stress readings for 12202, the same set carried on every parcel.
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Get the full acquisition report for 12202
Every distressed parcel in 12202 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Deterministic scoring, sourced entirely from public data · methodology