ZIP 12206 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · High Vacancy market
ZIP code 12206 in Albany County, New York carries a composite property-distress score of 26/100 — a low reading on DLRadar's deterministic distress index. What sets it apart are the readings on construction/permit lag (70/100), structural risk (59/100), institutional ownership (18/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low. Structural exposure scores 59 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (79/100)).
The expansion-phase market in 12206 posted values that rose 6.6% over the year, and 4% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The vacancy rate is 25.3% — elevated. The poverty rate is 37.8% — high, a tax-stress and distress correlate. Home values center near $162,300, an affordability ratio of 4.2×. Population is roughly 14,592 with a median age of 32. Households earn a median $38,931 — below the roughly $78,000 national figure. Around 26% of adults hold a bachelor's degree or higher. Around 55% of renters are cost-burdened. On demographic stress specifically, 12206 scores 46/100. The tenure split is 26% owner-occupied to 74% rented. There are about 8,382 housing units across 12206.
Net-net, 12206 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. There is no property file for 12206 at the moment; the composite and its components are still built from verifiable records.
Big metro or rural, 12206 runs through one identical scoring model, so its 26/100 sits on the same scale as every other ZIP in Albany County, New York and the nation. The score is rebuilt from public data as it updates, so 12206 reflects the current record instead of a stale or modeled snapshot.
12206's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 12206 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12206
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
The 12206 distress snapshot
12206 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Albany County ZIPs near 12206
Nearest ZIP codes to 12206
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Albany County, New York.
Unlock the full ZIP 12206 acquisition report
See who owns each distressed property in 12206, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology