ZIP 12211 Property Distress & Foreclosure Data

In Albany County, New York, ZIP 12211 scores 22 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (66/100). On the structural side it scores 50/100, with 2/100 of stress already active. Its standout signals are structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 21% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $145,709 — above the roughly $78,000 national figure. On demographic stress specifically, 12211 scores 22/100. Roughly 3.8% live below the poverty line, a low share typical of higher-equity areas. A median home runs $398,500 here, or 2.7 times local income. Around 46% of renters are cost-burdened. 13,800 residents call 12211 home, typically aged 36. About 59% have a four-year degree. The vacancy rate is 5.3%. The ZIP holds roughly 4,511 housing units. The tenure split is 92% owner-occupied to 8% rented.

On balance, 12211 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.