ZIP 12469 Property Distress & Foreclosure Data

In Albany County, New York, ZIP 12469 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 41/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (70/100). Its standout signals are construction/permit lag (47/100), structural risk (41/100), institutional ownership (10/100). institutional ownership (10/100) and mortgage stress (6/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

On demographic stress specifically, 12469 scores 22/100. The tenure split is 100% owner-occupied to 0% rented. Vacancy runs 44.6%, above the national norm and a classic distress-and-opportunity signal. There are about 693 housing units across 12469. About 34% have a four-year degree. A median home runs $229,400 here, or 2.5 times local income. Roughly 1.7% live below the poverty line, a low share typical of higher-equity areas. 842 residents call 12469 home, typically aged 58. Households earn a median $89,844 — above the roughly $78,000 national figure.

Taken together, 12469 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.