ZIP 12496 Foreclosure, Tax-Lien & Distress Report
Greene County, New York · High Vacancy market
ZIP 12496's composite property-distress score is 20/100 - DLRadar classes that as low for Greene County, New York. Structurally it carries 45/100, against 3/100 of stress already in motion. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (68/100). What sets it apart are the readings on structural risk (45/100), construction/permit lag (41/100), institutional ownership (17/100). institutional ownership (17/100) and mortgage stress (9/100) stay muted.
The expansion-phase market in 12496 posted values that rose 6.0% over the year, and 63% higher over three years, at 38/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
The typical home is worth about $314,200 (4.2× income). 9.3% of residents fall below the poverty threshold. 1,241 residents call 12496 home, typically aged 57. Rent burden reaches 68% of tenant households. 88% of housing is owner-occupied. The ZIP holds roughly 2,020 housing units. About 46% have a four-year degree. Median household income is $68,173, below the U.S. median near $78,000. The vacancy rate is 71.4% — elevated. DLRadar's demographic-stress index for the area reads 39/100.
Net-net, 12496 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 12496 is not published yet -- the ZIP-level readings above remain fully sourced.
No ZIP is too small to score: 12496 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 12496 shows as blanks, never estimates, and the score updates on every fresh public filing.
Each component behind 12496 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. For an operator, 12496 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
Signal-by-signal read on 12496
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties are listed in full, with owner, address, APN, per-parcel score and exit-velocity read.
Snapshot: 12496 by the numbers
The live 12496 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Greene County ZIPs near 12496
Nearest ZIP codes to 12496
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Additional distress intelligence spanning Greene County, New York by ZIP, county and state.
Open the complete 12496 acquisition file
Pull every distressed parcel in 12496 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic scoring, sourced entirely from public data · methodology