ZIP 12042 Foreclosure, Tax-Lien & Distress Report
Greene County, New York · Affordable market
ZIP code 12042 in Greene County, New York carries a composite property-distress score of 20/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (68/100). On the structural side it scores 45/100, with 0/100 of stress already active. Its standout signals are structural risk (45/100), construction/permit lag (41/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) register low.
The market reads expansion — home values rose 6.0% year on year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
Around 0% of renters are cost-burdened. Home values center near $115,200. About 31% have a four-year degree. 70% of housing is owner-occupied. 286 residents call 12042 home, typically aged 41. The vacancy rate is 0.0%. The poverty rate is 0.0% — low. The demographic-stress sub-score lands at 41/100. The ZIP holds roughly 95 housing units.
Overall 12042 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 12042 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Whether 12042 runs hot or quiet, its 20/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12042 can be compared directly against any other ZIP in Greene County, New York or nationwide. 12042 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
12042's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 12042 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 12042
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 12042 distress snapshot
Current distress, phase, housing and lender-pressure figures for 12042, drawn from the same report attached to each property.
Other Greene County ZIP codes
Nearest ZIP codes to 12042
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Additional distress intelligence spanning Greene County, New York by ZIP, county and state.
Get the full acquisition report for 12042
See who owns each distressed property in 12042, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic scoring, sourced entirely from public data · methodology