ZIP 12413 Property Distress & Foreclosure Data

ZIP code 12413 in Greene County, New York carries a composite property-distress score of 16/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (48/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. On the structural side it scores 36/100, with 3/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (68/100).

The market reads expansion — home values rose 6.5% year on year, and 3% higher over three years (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

The ZIP holds roughly 1,845 housing units. Around 34% of renters are cost-burdened. The poverty rate is 13.0%. Around 20% of adults hold a bachelor's degree or higher. 60% of housing is owner-occupied. The vacancy rate is 21.6% — elevated. About 3,406 people live here, median age 39. The demographic-stress sub-score lands at 34/100. At $53,958, median income runs below typical U.S. levels. The typical home is worth about $232,800 (3.9× income, relatively affordable).

Net-net, 12413 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.