ZIP 12176 Property Distress & Foreclosure Data

In Greene County, New York, ZIP 12176 scores 16 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The latent-versus-live split is 36/100 structural and 3/100 already moving. Its standout signals are construction/permit lag (48/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low.

The market reads expansion — home values rose 6.5% year on year (phase confidence 38/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Around 100% of renters are cost-burdened. The poverty rate is 0.0% — low. At $49,250, median income runs below typical U.S. levels. The demographic-stress sub-score lands at 41/100. Around 11% of adults hold a bachelor's degree or higher. The typical home is worth about $204,200 (4.0× income). The vacancy rate is 30.8% — elevated. 86% of housing is owner-occupied. The ZIP holds roughly 235 housing units. About 431 people live here, median age 45.

Net-net, 12176 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

16/100
Composite stress
36/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 12176

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk68
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Greene County

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Deterministic. Every signal traces to a public dataset · methodology