ZIP 12460 Property Distress & Foreclosure Data
DLRadar grades ZIP 12460 (Albany County, New York) at a low 20/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (80/100). On the structural side it scores 46/100, with 2/100 of stress already active. Property-level stress concentrates in construction/permit lag (47/100), structural risk (46/100), institutional ownership (12/100). institutional ownership (12/100) and mortgage stress (6/100) stay muted.
Prices here sit in a expansion phase: values rose 5.9% over the trailing year (phase confidence 34/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.
A median home runs $342,500 here. The tenure split is 100% owner-occupied to 0% rented. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. The ZIP holds roughly 135 housing units. About 48% have a four-year degree. On demographic stress specifically, 12460 scores 14/100. The vacancy rate is 26.1% — elevated. 161 residents call 12460 home, typically aged 63.
Taken together, 12460 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
Distress signal breakdown — ZIP 12460
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Nearby ZIPs in Albany County
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Deterministic. Every signal traces to a public dataset · methodology