ZIP 12147 Property Distress & Foreclosure Data

Albany County, New York's ZIP 12147 registers 22/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). On the quiet end sit institutional ownership (15/100) and mortgage stress (7/100). Environmental exposure also runs high (climate & FEMA risk (86/100), flood (NFIP) exposure (66/100)). The latent-versus-live split is 50/100 structural and 2/100 already moving.

The expansion-phase market in 12147 posted values that rose 5.6% over the year (phase confidence 32/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $92,813, above the U.S. median near $78,000. Around 0% of renters are cost-burdened. Home values center near $243,100, an affordability ratio of 2.5× — accessible. The vacancy rate is 29.7% — elevated. 4.9% of residents fall below the poverty threshold. Owners hold 94% of homes, renters 6%. Educational attainment sits at 52% bachelor's-or-above. The ZIP holds roughly 360 housing units. DLRadar's demographic-stress index for the area reads 17/100. Population is roughly 508 with a median age of 54.

On the whole, 12147 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.