ZIP 12193 Foreclosure, Tax-Lien & Distress Report
Albany County, New York · High Vacancy market
Scored purely from public records, 12193 (Albany County, New York) returns a low composite of 26/100. Latent structural risk is 59/100 while live distress already moving reads 2/100. It additionally carries heavy environmental risk: climate & FEMA risk (86/100), flood (NFIP) exposure (71/100). Property-level stress concentrates in construction/permit lag (76/100), structural risk (59/100), institutional ownership (16/100). institutional ownership (16/100) and mortgage stress (7/100) stay muted.
The expansion-phase market in 12193 posted values that rose 6.6% over the year, and 9% higher over three years (phase confidence 39/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.
1,829 residents call 12193 home, typically aged 53. Around 0% of renters are cost-burdened. A median home runs $308,100 here, or 3.5 times local income. The tenure split is 90% owner-occupied to 10% rented. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $76,438 — near the roughly $78,000 national figure. About 32% have a four-year degree. The ZIP holds roughly 1,059 housing units. On demographic stress specifically, 12193 scores 22/100. The poverty rate is 10.6%.
Taken together, 12193 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. No parcel file is published for 12193 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
The 12193 read uses the identical public-record model applied coast to coast, which means its 26/100 score means exactly what it means anywhere else, and 12193 stays directly comparable to neighboring ZIPs and the rest of Albany County, New York. Sparse data for 12193 shows as blanks, never estimates, and the score updates on every fresh public filing.
The 26/100 figure for 12193 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 12193 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
ZIP 12193 distress signals, scored
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12193 Stress Report snapshot
The live 12193 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Nearby ZIPs in Albany County
More distress data near 12193
Further distress data across Albany County, New York at ZIP, county and state level.
See every distressed parcel in 12193
Open 12193 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Deterministic scoring, sourced entirely from public data · methodology