ZIP 12193 Property Distress & Foreclosure Data

ZIP code 12193 in Albany County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 50/100 against active distress of 2/100. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (66/100). What sets it apart are the readings on structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 9% higher over three years, at 32/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,829 residents call 12193 home, typically aged 53. Rent burden reaches 0% of tenant households. A median home runs $308,100 here, or 3.5 times local income. The tenure split is 90% owner-occupied to 10% rented. Vacancy runs 19.7%, above the national norm and a classic distress-and-opportunity signal. Households earn a median $76,438 — near the roughly $78,000 national figure. About 32% have a four-year degree. There are about 1,059 housing units across 12193. On demographic stress specifically, 12193 scores 22/100. Roughly 10.6% live below the poverty line.

Taken together, 12193 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.