ZIP 12208 Property Distress & Foreclosure Data

DLRadar grades ZIP 12208 (Albany County, New York) at a low 22/100 for overall property distress. Climate and flood risk are elevated too — climate & FEMA risk (86/100), flood (NFIP) exposure (66/100). On the structural side it scores 50/100, with 2/100 of stress already active. Property-level stress concentrates in structural risk (50/100), construction/permit lag (47/100), institutional ownership (15/100). institutional ownership (15/100) and mortgage stress (7/100) stay muted.

Prices here sit in a expansion phase: values rose 5.6% over the trailing year, and 24% higher over three years (phase confidence 32/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

The tenure split is 45% owner-occupied to 55% rented. About 56% have a four-year degree. Around 47% of renters are cost-burdened. A median home runs $264,700 here, or 3.7 times local income. Households earn a median $69,505 — near the roughly $78,000 national figure. On demographic stress specifically, 12208 scores 33/100. Roughly 20.6% live below the poverty line, elevated and often tied to deferred-maintenance inventory. The vacancy rate is 8.0%. 23,936 residents call 12208 home, typically aged 33. The ZIP holds roughly 11,583 housing units.

Taken together, 12208 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.